:root{--navy-900: #0b1a33;--navy-800: #14254a;--navy-700: #1b2a4e;--navy-600: #243562;--navy-500: #3a4d7a;--navy-300: #8590b0;--navy-200: #b8c0d6;--navy-100: #e2e6f0;--navy-050: #f2f4fa;--ink-900: #0e1320;--ink-700: #2a3142;--ink-500: #5a6275;--ink-400: #7c8497;--ink-300: #a8aebe;--paper: #ffffff;--paper-warm: #fafaf7;--paper-cream: #f6f4ec;--rule: #e5e7ee;--rule-strong: #c9cdd9;--be-red: #d6443a;--be-red-soft: #fceeec;--be-yellow: #f1c232;--be-yellow-soft: #fdf6e1;--good: #1f7a5a;--good-soft: #e5f3ed;--warn: #b97a14;--r-sm: 4px;--r: 8px;--r-lg: 12px;--r-xl: 18px;--shadow-sm: 0 1px 2px rgba(11, 26, 51, .06);--shadow-md: 0 4px 14px rgba(11, 26, 51, .08);--shadow-lg: 0 18px 40px rgba(11, 26, 51, .12);--container: 1180px;--container-wide: 1320px;--gutter: 28px;--font-sans: "DM Sans", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--font-mono: "DM Sans", ui-monospace, Menlo, monospace}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--font-sans);font-size:15.5px;line-height:1.55;color:var(--ink-900);background:var(--paper);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}a{color:var(--navy-700);text-decoration:none}a:hover{text-decoration:underline;text-underline-offset:3px}button{font-family:inherit;cursor:pointer}img{max-width:100%;display:block}h1,h2,h3,h4{margin:0;font-weight:700;letter-spacing:-.02em;line-height:1.1;color:var(--ink-900);text-wrap:balance}h1{font-size:clamp(36px,4.4vw,60px);letter-spacing:-.03em}h2{font-size:clamp(26px,2.8vw,38px);letter-spacing:-.025em}h3{font-size:19px;letter-spacing:-.01em;line-height:1.3}p{margin:0;text-wrap:pretty}.wrap{max-width:var(--container);margin:0 auto;padding:0 var(--gutter)}.container-wide{max-width:var(--container-wide);margin:0 auto;padding:0 var(--gutter)}.muted{color:var(--ink-500)}.tiny{font-size:12px}.num{font-variant-numeric:tabular-nums}.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--navy-500)}.eyebrow:before{content:"";display:inline-block;width:18px;height:1.5px;background:var(--be-red)}.eyebrow.no-mark:before{display:none}.lead{font-size:17px;line-height:1.6;color:var(--ink-700);max-width:60ch}.hl{background:linear-gradient(180deg,transparent 60%,var(--be-yellow-soft) 60%);padding:0 2px}.topbar{position:sticky;top:0;z-index:50;background:#fffffff5;backdrop-filter:blur(12px);border-bottom:1px solid var(--rule)}.civic-strip{background:var(--navy-900);color:#dde3f0;font-size:12.5px}.civic-strip-inner{max-width:var(--container-wide);margin:0 auto;padding:8px var(--gutter);display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap}.flag-note{display:inline-flex;align-items:center;gap:8px}.flag-stripes{display:inline-flex;width:22px;height:14px;border-radius:2px;overflow:hidden;border:1px solid rgba(255,255,255,.18)}.flag-stripes span{flex:1}.flag-stripes span:nth-child(1){background:#000}.flag-stripes span:nth-child(2){background:var(--be-yellow)}.flag-stripes span:nth-child(3){background:var(--be-red)}.strip-meta{flex:1;text-align:center;opacity:.85}.strip-actions{display:inline-flex;align-items:center;gap:12px}.strip-lang{padding:2px 8px;border-radius:999px;font-weight:600;font-size:11.5px;letter-spacing:.04em;border:1px solid rgba(255,255,255,.18);color:#ffffffc7}.strip-lang.active{background:#ffffff24;color:#fff;border-color:#ffffff4d}.nav{max-width:var(--container-wide);margin:0 auto;padding:14px var(--gutter);display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:inline-flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink-900)}.brand:hover{text-decoration:none}.brand-mark{width:38px;height:38px;border-radius:8px;background:var(--navy-900);color:#fff;display:grid;place-items:center;font-weight:800;font-size:13.5px;letter-spacing:.04em;position:relative}.brand-mark:after{content:"";position:absolute;inset:auto 6px 6px;height:2px;background:var(--be-red);border-radius:1px}.brand-text{display:flex;flex-direction:column;gap:2px;line-height:1}.brand-text>span{font-size:17px;font-weight:700;letter-spacing:-.02em}.brand-text small{font-size:10.5px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--navy-500)}.nav-links{display:flex;gap:22px;align-items:center;font-size:14.5px;color:var(--ink-700);font-weight:500}.nav-links a{color:var(--ink-700);text-decoration:none}.nav-links a:hover{color:var(--navy-700);text-decoration:none}.nav-links a.active{color:var(--navy-700);font-weight:600}.nav-actions{display:flex;align-items:center;gap:12px}.nav-phone{font-size:13.5px;color:var(--ink-500);font-weight:500}.lang{display:inline-flex;align-items:center;padding:6px 10px;border-radius:999px;border:1px solid var(--rule-strong);font-size:12px;font-weight:600;color:var(--ink-700);letter-spacing:.04em;background:#fff}.lang:hover{border-color:var(--navy-500);text-decoration:none}@media(max-width:980px){.nav-links,.nav-phone{display:none}}.button{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:none;border-radius:var(--r);padding:13px 18px;font-family:inherit;font-size:15px;font-weight:600;cursor:pointer;text-decoration:none;transition:background .15s,transform .08s,box-shadow .15s;background:var(--navy-900);color:#fff}.button:hover{background:var(--navy-800);text-decoration:none}.button:active{transform:translateY(1px)}.button.accent{background:var(--be-red);color:#fff}.button.accent:hover{background:#b53528}.button.secondary{background:#fff;color:var(--navy-700);border:1.5px solid var(--rule-strong)}.button.secondary:hover{background:var(--navy-050)}.button.lg{padding:16px 22px;font-size:16px}.button.sm{padding:10px 14px;font-size:13px}.button:focus-visible{outline:3px solid rgba(214,68,58,.32);outline-offset:2px}.hero{background:linear-gradient(180deg,var(--paper-warm),var(--paper));border-bottom:1px solid var(--rule)}.hero-inner{max-width:var(--container-wide);margin:0 auto;padding:56px var(--gutter) 80px;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);gap:56px;align-items:center}@media(max-width:980px){.hero-inner{grid-template-columns:1fr;gap:32px;padding:36px var(--gutter) 56px}}.hero h1{margin-top:18px;margin-bottom:18px}.hero .lead{margin-bottom:28px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:28px}.proof-strip{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;padding-top:24px;border-top:1px solid var(--rule)}.proof-strip>div{display:flex;flex-direction:column;gap:4px;font-size:13px;color:var(--ink-500)}.proof-strip strong{display:block;font-size:14px;color:var(--ink-900);font-weight:700}@media(max-width:720px){.proof-strip{grid-template-columns:repeat(2,1fr)}}@media(max-width:480px){.proof-strip{grid-template-columns:1fr}}.visual{margin:0;display:flex;flex-direction:column;gap:14px}.quote-switch{background:#fff;border:1px solid var(--rule);border-radius:var(--r);padding:14px 16px}.quote-switch p{margin:0 0 10px;font-size:12.5px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--navy-500)}.quote-switch>div{display:grid;grid-template-columns:1fr 1fr;gap:8px}.switch-option{padding:10px 14px;border-radius:var(--r-sm);background:var(--navy-050);border:1px solid transparent;font-size:14px;font-weight:600;color:var(--ink-700);cursor:default;display:flex;flex-direction:column;gap:2px}.switch-option small{font-weight:500;font-size:12px;color:var(--ink-500)}.switch-option.on{background:var(--navy-900);color:#fff;border-color:var(--navy-900)}.switch-option.on small{color:#ffffffbd}.snapshot-panel{background:#fff;border:1px solid var(--rule);border-radius:var(--r-lg);padding:24px;box-shadow:var(--shadow-md)}.snapshot-head{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:12px}.chip{display:inline-flex;align-items:center;padding:4px 10px;border-radius:999px;background:var(--good-soft);color:var(--good);font-size:12px;font-weight:700;letter-spacing:.04em}.chip.warn{background:var(--be-yellow-soft);color:var(--warn)}.chip.muted{background:var(--navy-050);color:var(--navy-700)}.snapshot-title{font-size:17px;font-weight:700;margin:0 0 14px;color:var(--ink-900)}.snapshot-row{display:flex;justify-content:space-between;gap:12px;padding:9px 0;font-size:14px;color:var(--ink-700);border-bottom:1px dashed var(--rule)}.snapshot-row:last-of-type{border-bottom:none}.snapshot-row>span:last-child{font-variant-numeric:tabular-nums;color:var(--ink-900);font-weight:600}.snapshot-total{display:flex;justify-content:space-between;gap:12px;padding:14px 0 0;margin-top:10px;border-top:2px solid var(--ink-900);font-weight:700;font-size:16px;color:var(--ink-900)}.snapshot-total>span:last-child{font-variant-numeric:tabular-nums}.snapshot-note{margin-top:16px;padding:12px 14px;background:var(--navy-050);border-radius:var(--r);display:flex;flex-direction:column;gap:4px;font-size:12.5px;color:var(--navy-700)}.snapshot-note span:first-child{font-weight:700}.snapshot-note span:last-child{color:var(--ink-500)}.section{padding:72px 0}.section.alt{background:var(--paper-warm);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule)}.section.dark{background:var(--navy-900);color:#fff}.section.dark h2,.section.dark h3{color:#fff}.section-head{margin-bottom:32px;max-width:620px}.section-head.center{margin:0 auto 36px;text-align:center}.section-head .eyebrow,.section-head h2{margin-bottom:12px}.section-head p{color:var(--ink-700);font-size:16px}.estimator-band{background:var(--paper-cream);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule)}.estimator-card{background:#fff;border:1px solid var(--rule);border-radius:var(--r-lg);padding:0;display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);overflow:hidden;box-shadow:var(--shadow-sm)}@media(max-width:880px){.estimator-card{grid-template-columns:1fr}}.estimator-left{padding:28px;border-right:1px solid var(--rule)}.estimator-left .eyebrow{margin-bottom:8px}.estimator-left h3{font-size:22px;margin:0 0 18px}.estimator-options{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:22px}.option-chip{padding:8px 14px;border-radius:999px;background:var(--navy-050);border:1px solid var(--rule);font-size:13px;font-weight:500;color:var(--ink-700);cursor:default}.option-chip.on{background:var(--navy-900);color:#fff;border-color:var(--navy-900)}.estimator-lines{display:grid;gap:10px}.estimator-lines>div{display:flex;justify-content:space-between;font-size:14px;color:var(--ink-700);padding:10px 14px;background:var(--navy-050);border-radius:var(--r-sm)}.estimator-lines strong{font-weight:700;color:var(--ink-900)}.estimator-result{padding:28px;background:var(--navy-900);color:#fff;display:flex;flex-direction:column;gap:12px;justify-content:center}.estimator-result .chip{align-self:flex-start;background:#ffffff24;color:#fff}.estimator-result h3{font-size:32px;font-weight:700;letter-spacing:-.02em;color:#fff;margin:0}.estimator-result p{margin:0;font-size:13.5px;color:#ffffffb3;line-height:1.55}.estimator-result .button{align-self:flex-start;margin-top:6px}.grid-2{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:14px}.grid-3{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px}.tile{background:#fff;border:1px solid var(--rule);border-radius:var(--r);padding:22px}.tile h3{margin:0 0 8px;font-size:17px;font-weight:700}.tile p{margin:0;font-size:14px;color:var(--ink-700);line-height:1.6}.list{margin:0;padding:0 0 0 18px;font-size:14px;color:var(--ink-700);line-height:1.7}.driver-card{position:relative;padding-top:28px}.driver-card:before{content:attr(data-impact);display:inline-flex;align-items:center;padding:3px 9px;border-radius:999px;background:var(--be-yellow-soft);color:var(--warn);font-size:11px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;margin-bottom:8px;position:absolute;top:14px;left:18px}.driver-card[data-impact="Grote impact"]:before{background:var(--be-red-soft);color:var(--be-red)}.example-card{display:flex;align-items:center;justify-content:space-between;gap:18px}.example-price{font-size:17px;font-weight:700;font-variant-numeric:tabular-nums;color:var(--navy-700);white-space:nowrap}.drivers-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border:1px solid var(--rule);border-radius:var(--r-lg);overflow:hidden;background:#fff}.driver-card-v2{padding:28px 24px 22px;border-right:1px solid var(--rule);border-bottom:1px solid var(--rule);display:flex;flex-direction:column;gap:12px;background:#fff;position:relative}.driver-card-v2:before{content:attr(data-num);position:absolute;top:18px;right:22px;font-size:11px;letter-spacing:.06em;font-weight:700;color:var(--ink-300);font-variant-numeric:tabular-nums}.driver-card-v2:nth-child(3n){border-right:none}.driver-card-v2:nth-last-child(-n+3){border-bottom:none}.driver-card-v2 h4{font-size:17px;font-weight:700;letter-spacing:-.01em;margin:0;color:var(--ink-900)}.driver-card-v2 ul{margin:4px 0 0;padding:0;list-style:none}.driver-card-v2 ul li{font-size:13.5px;color:var(--ink-500);line-height:1.55;padding:4px 0 4px 14px;position:relative}.driver-card-v2 ul li:before{content:"";position:absolute;left:0;top:11px;width:6px;height:1px;background:var(--ink-300)}.driver-impact{margin-top:auto;padding-top:14px;display:flex;justify-content:space-between;align-items:baseline;border-top:1px dashed var(--rule)}.driver-impact span{font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-500);font-weight:600}.driver-impact strong{font-size:13px;font-weight:700;color:var(--be-red)}@media(max-width:980px){.drivers-grid{grid-template-columns:1fr 1fr}.driver-card-v2:nth-child(3n){border-right:1px solid var(--rule)}.driver-card-v2:nth-child(2n){border-right:none}.driver-card-v2:nth-last-child(-n+3){border-bottom:1px solid var(--rule)}.driver-card-v2:nth-last-child(-n+2){border-bottom:none}}@media(max-width:600px){.drivers-grid{grid-template-columns:1fr}.driver-card-v2{border-right:none!important;border-bottom:1px solid var(--rule)!important}.driver-card-v2:last-child{border-bottom:none!important}}.examples-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}@media(max-width:880px){.examples-grid{grid-template-columns:1fr}}.example-card-v2{background:#fff;border:1px solid var(--rule);border-radius:var(--r-lg);padding:26px 26px 22px;position:relative;display:flex;flex-direction:column;gap:10px}.example-card-v2.featured{border-color:var(--navy-700);box-shadow:0 0 0 3px #1b2a4e0f}.example-flag{position:absolute;top:-12px;right:22px;background:var(--navy-900);color:#fff;padding:5px 12px;border-radius:999px;font-size:11px;font-weight:700;letter-spacing:.06em;text-transform:uppercase}.example-card-v2 .chip{align-self:flex-start}.example-card-v2 h3{font-size:19px;font-weight:700;margin:4px 0 0}.example-card-v2 p.muted{font-size:13.5px;color:var(--ink-500);margin:0}.example-lines{list-style:none;margin:8px 0 0;padding:0}.example-lines li{display:flex;justify-content:space-between;gap:12px;padding:8px 0;font-size:13.5px;color:var(--ink-700);border-bottom:1px dashed var(--rule)}.example-lines li:last-child{border-bottom:none}.example-lines li>span:first-child{flex:1}.example-lines li .muted{font-size:11px;letter-spacing:.06em;text-transform:uppercase;font-weight:600;color:var(--ink-400)}.example-foot{margin-top:12px;padding:12px 14px;background:var(--navy-050);border-radius:var(--r-sm);display:flex;justify-content:space-between;align-items:baseline;font-size:13px}.example-foot span{color:var(--ink-500);font-weight:600;letter-spacing:.04em;text-transform:uppercase;font-size:11px}.example-foot strong{font-size:13.5px;font-weight:700;color:var(--navy-700)}.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;counter-reset:stepc}.step{position:relative;padding:22px;background:#fff;border:1px solid var(--rule);border-radius:var(--r);counter-increment:stepc}.step:before{content:"0" counter(stepc);display:block;font-family:var(--font-sans);font-variant-numeric:tabular-nums;font-size:13px;font-weight:700;color:var(--be-red);margin-bottom:12px;letter-spacing:.06em}.step h3{margin:0 0 8px;font-size:17px;font-weight:700}.step p{margin:0;font-size:14px;color:var(--ink-700);line-height:1.55}.region-strip{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);gap:56px;align-items:center}@media(max-width:880px){.region-strip{grid-template-columns:1fr;gap:24px}}.region-strip h2{margin-bottom:12px}.region-strip p{color:var(--ink-700);font-size:16px}.region-list{display:flex;flex-wrap:wrap;gap:8px}.region-list span{display:inline-flex;align-items:center;padding:9px 14px;border-radius:999px;background:#fff;border:1px solid var(--rule);font-size:13.5px;font-weight:600;color:var(--ink-700)}.quote-band{background:var(--paper-warm);border-top:1px solid var(--rule)}.quote-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.4fr);gap:56px;align-items:flex-start}@media(max-width:880px){.quote-layout{grid-template-columns:1fr;gap:28px}}.quote-layout>div h2{margin:14px 0}.quote-layout>div p{color:var(--ink-700);font-size:15.5px;margin:0}.form{background:#fff;border:1px solid var(--rule);border-radius:var(--r-lg);padding:26px;box-shadow:var(--shadow-sm)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.field{display:flex;flex-direction:column;gap:6px}.field.full{grid-column:1 / -1}.field label{font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--navy-500)}.field input,.field select,.field textarea{width:100%;background:#fff;border:1.5px solid var(--rule-strong);border-radius:var(--r);padding:12px 14px;font-size:15px;color:var(--ink-900);outline:none;transition:border-color .15s,box-shadow .15s;font-family:inherit}.field textarea{min-height:110px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--navy-700);box-shadow:0 0 0 3px #1b2a4e24}.form-note{margin-top:14px;font-size:12.5px;color:var(--ink-500)}.form button[type=submit]{margin-top:16px;width:100%;padding:15px}.status{margin-top:12px;font-size:13px;color:var(--ink-700);min-height:18px}.status.success{color:var(--good)}.status.error{color:var(--be-red)}@media(max-width:540px){.form-grid{grid-template-columns:1fr}}.footer{background:var(--navy-900);color:#ffffffbf;font-size:13px;padding:32px 0 28px;position:relative}.footer:before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(to right,#000 0%,#000 33.33%,var(--be-yellow) 33.33%,var(--be-yellow) 66.66%,var(--be-red) 66.66%)}.footer-inner{max-width:var(--container-wide);margin:0 auto;padding:0 var(--gutter);display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px}.footer-inner span{display:inline-flex;align-items:center;gap:8px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}